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TOY HAULER INSURANCE

See the coverage options available for all your most valuable assets

Protecting Your Expensive Toys

A toy hauler alone is an expensive investment, and when you consider the value of the dirt bikes, snowmobiles, ATVs, motorcycles or boats inside, you know how important it is to have high-quality insurance coverage.

Basic Coverages

Toy Hauler Insurance guards against theft and fire. Keep in mind that a basic Toy Hauler Insurance policy may only cover the loss of the toy hauler and not the contents within. You may need to buy additional coverages for contents.

Additional Coverages

If you want extra protection or to insure everything inside your toy hauler, you can buy Contents coverage, Total Loss Replacement and Agreed Value coverage.

Understanding Toy Hauler Insurance

Your toy hauler allows you to bring all your favorite things with you wherever you go, but with travel comes risk. Your toy hauler and the contents within may face natural elements, fire, vandals, thieves and more.

Don’t put your financial stability at risk by not protecting your toys with the proper Toy Hauler Insurance policy and additional Contents coverage. It’s essential to cater your policy to fit your needs so you can haul your beloved toys without worry.

What Are My Toy Hauler Insurance Coverage Options?

Bodily Injury Liability

This protection covers physical injury to the person of a Third Party. This includes sickness, disease, pain and suffering, emotional distress, loss of income and even death.

Property Damage Liability

This type of coverage pays for damage or destruction, including loss of use of a Third Party's property. Reduction in value is the measure of property damage.

Collision

Collision coverage pays for damages upon impact with another vehicle, object or person outside the vehicle, and the upset (overturning) of such vehicle. This protection is often subject to a deductible.

Comprehensive

Comprehensive coverage pays for direct and accidental damage to the insured's vehicle other than that caused by a collision. All losses not specifically excluded are covered and such coverage is usually subject to a deductible.

Contents Coverages

This is a good coverage to have for the items within the toy hauler if the whole unit is damaged. Without this add-on, a basic toy hauler policy may only cover the actual toy hauler.

Total Loss Replacement

This coverage replaces total losses with the latest model (new-for-old) or, if not available, a comparable model.

Agreed Value Coverage

In the event of a total loss, our expanded Agreed Value coverage pays you the amount originally spent for the toy hauler or the appraised value, with no deduction for depreciation and no deductible.

Why Do You Need AIS?

AIS Insurance Specialists will find you a policy that matches your budget without compromising on the protection your toy hauler and its contents need. With many top insurance partners, we can find you the best combination of price and protection in a Toy Hauler Insurance policy. You may even qualify for a discount when you bundle two or more insurance products with us.

Our agents are here to find every price-break available, so call us today at (800) 449-8943 or provide some basic information online for free a quote.

Additional Insurance Coverages To Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, motorhome, travel trailer, boat, snowmobile and more.

We compare the best rates from trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

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